Privacy Policy

Last updated: January 2025

WanderlustFin LLC ("WanderlustFin," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

Quick Summary: We collect only what we need to provide our service. We never sell your data. We use bank-level security for your financial information.

1. Information We Collect

Information You Provide

  • Account Information: Name, email address, password when you create an account
  • Profile Information: Business type, goals, preferences you share with us
  • Payment Information: Billing details processed through our payment provider (Stripe)
  • Communications: Messages you send us via email or contact forms

Financial Information via Plaid

When you connect your financial accounts through Plaid, we receive:

  • Account balances and transaction history
  • Account and routing numbers (for identification purposes only)
  • Account holder name and account type

Important: We never receive or store your bank login credentials. Plaid handles authentication directly with your financial institution using bank-level encryption.

Automatically Collected Information

  • Device information (browser type, operating system)
  • Usage data (pages visited, features used)
  • IP address and general location
  • Cookies and similar technologies

2. How We Use Your Information

We use your information to:

  • Provide and improve our services
  • Display your financial data in your dashboard
  • Generate personalized insights and recommendations
  • Process payments and manage your subscription
  • Send service-related communications
  • Send marketing emails (only with your consent)
  • Respond to your inquiries and support requests
  • Analyze usage to improve our product
  • Protect against fraud and unauthorized access

3. How We Share Your Information

We do not sell your personal information. We may share your information with:

  • Service Providers: Companies that help us operate our business (e.g., Plaid for bank connections, Stripe for payments, email service providers)
  • Legal Requirements: When required by law or to protect our rights
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

4. Data Security

We implement industry-standard security measures including:

  • 256-bit SSL encryption for data in transit
  • Encrypted storage for sensitive data
  • Regular security audits and monitoring
  • Limited employee access on a need-to-know basis

While we strive to protect your information, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

5. Your Rights and Choices

You have the right to:

  • Access: Request a copy of your personal data
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your account and data
  • Opt-out: Unsubscribe from marketing emails at any time
  • Disconnect: Remove connected financial accounts at any time

To exercise these rights, contact us at privacy@wanderlustfin.com.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide services. After account deletion, we may retain certain information for legal, accounting, or fraud prevention purposes for up to 7 years.

7. Third-Party Services

Our service integrates with third-party services including:

8. Cookies

We use cookies and similar technologies to:

  • Keep you logged in
  • Remember your preferences
  • Analyze how our service is used
  • Improve user experience

You can control cookies through your browser settings, but disabling them may affect functionality.

9. Children's Privacy

WanderlustFin is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by email or through our service. Your continued use after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, contact us at:

WanderlustFin LLC
Email: privacy@wanderlustfin.com
General: hello@wanderlustfin.com